Overview
Workers' compensation is a no-fault insurance system that provides medical care and wage replacement benefits for work-related injuries and illnesses. Most employers in New York are required to carry workers' compensation insurance.
What does workers’ compensation insurance cover?
- All health care related to your injury
- Cash benefits of two-thirds your average weekly wage, up to a maximum
- Travel expenses to and from health care appointments
Are there any fees?
Your employer cannot charge you for workers' compensation insurance. There are no copayments for medical care, either. If you hire an attorney, attorney fees are generally paid from your benefits award.
Eligibility
Who is eligible?
See who is covered for on-the-job injuries.
- All employees in a for-profit business
- Employees of most not-for-profit employers
- Employees working in New York State are covered
- There is no residency requirement
What do I do if I’m injured at work?
- Get medical treatment right away
- Tell your employer about the injury and how it happened as soon as possible
- You must notify your employer within 30 days
- If you do not notify your employer within 30 days, you may lose your right to workers’ compensation benefits
- File a C-3 form with the Workers’ Compensation Board (filing online is the fastest way)
How To
Refer to this step-by-step process to file your claim.
File a C-3 employee claim form online, complete as many fields with as much detail as you can and submit. No other documents are necessary to file a C-3 and you don’t need to establish an account with the Workers’ Compensation Board.
- Gather all necessary information
- Complete as many fields with as much detail as you can
- Submit
Ready? Have with you:
- Your contact information
- Basic employment information such as employer name and address, your job title and duties, and your gross pay rate
- How the injury happened, where you were and what you were doing when it occurred (with as much detail as possible), and if you reported it to your employer
- The nature of the injury/illness, the parts of the body affected, whether you received treatment and if you lost time from work
File
Or
Call: 866-396-8314. A Board representative will take your information and complete the C-3 form.
Submit a paper C-3 form. You can get a paper form from your employer or from the NYS Workers’ Compensation Board.
Connect
Contact a Workers’ Compensation Board bureau or office.
Hours of operation:
Monday through Friday: 8:30 a.m. to 4:30 p.m.